The Nationwide Mortgage Licensing System (NMLS) was created by the Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR) in 2006. It is owned and operated by the State Regulatory Registry LLC (SRR), a wholly owned subsidiary of CSBS. NMLS is the legal system of record for licensing in all participating states (49 states except Minnesota), the District of Columbia and U.S. Territories. In these jurisdictions, NMLS is the official and sole system for mortgage lenders, brokers and originators to apply for, amend, renew and surrender licenses managed in the NMLS on behalf of the jurisdiction’s governmental agencies. NMLS itself does not grant or deny license authority. Visit NMLS Resource Center.